Better.com Sr. Manager, Product, Mortgage Engine in New York, New York
Sr. Manager, Product, Mortgage Engine
(View all jobs)
New York, New York
Better is redefining homeownership and making it simpler, faster—and most importantly—more accessible for everyone. We leverage technology and expertise to find ways that we can make the homebuying journey more approachable and understandable.
Right now we’re funding over $2 billion in home loans per month
We’ve funded over $14 billion in loans and $3.5 billion in insurance
We ranked #11 on Fortune’s Best Places to Work in Financial Services 2020
Our Founder and CEO was named in Comparably's Top 25 CEOs for Diversity
We were listed to Forbes’ FinTech 50 2020
And #15 on the 2020 CNBC Disruptor 50
We’ve secured over $254 million from our investors to date
Our company is made up of driven, passionate people who bring their unique backgrounds and perspectives to everything we do and we are committed to fostering diversity, multiculturalism, and inclusion. We see the perspectives that each person brings and a diverse workforce as essential for individual and collective success. We believe it’s important to foster a company culture that encourages curiosity and passion—from employee resource groups and learning opportunities to team outings and community outreach.
A Better opportunity:
Help us hack a thirteen trillion dollar industry by building a product that will allow more people to own a home and to build wealth rather than remain renters for life.
A home is the single biggest financial investment in a person’s life. In this role, you will have the unique opportunity to be at the forefront of re-thinking and disrupting this journey. The world of real estate transactions has been largely unchanged and is ripe for innovation. This role is inherently cross-functional with a high degree of visibility. You will work closely with the leadership teams within engineering, design, data science, operations, sales, capital markets, and our executive team to bring features and products to market, and grow business and revenue opportunities.
We work on some of the most strategic areas of the business; you will lead teams focusing on:
Credit Decisioning: How do we build a sophisticated decisioning process that is faster, consumer focused and more accurate than anything else on the market. How do we save our customers time? How can machines read financial documents accurately? How do we leverage consumer financial graphs to power ‘better’ personal experiences?
Revenue Management & Capital Markets: What is the best price we can offer to our consumers? How do we leverage market factors to control pricing? How do we make it more dynamic and consumer centric? How does lifetime value impact pricing? How do we execute loans in secondary markets? How do we build the best in class investor tools and onboarding experiences? What new loan products can we offer that accelerate our position in the market?
Loan Origination: How do we originate loans faster? How can we provide our consumers a streamlined closing process that is how they want it and when they want it? How can we make this antiquated process more reliable & provide more transparency at every step?
New businesses: How do build new businesses that add value to the homeownership value chain and expand Better’s value proposition? What synergies and capital advantage can we create using better vertical integration across businesses?
In this position, you will have the unique opportunity to build a world where customers receive the best price for their mortgage, and move through the mortgage process in days vs. weeks. Be part of the team that is at the forefront of building the core operating muscle and brain of the business that powers the entire lifecycle from pre application affordability to decisioning to originating to executing in secondary markets.
Responsibilities will include:
Partner with and lead cross functional teams to set product vision and strategy
Define and socialize the roadmap of your product area through deep research and understanding of business goals
Bringing your solutions to market through ownership of the full product lifecycle: business case development, problem identification, solution design, spec, implementation and go to market
Build products that empower our sales, operations, capital markets teams to make better decisions and add delight to our user experience
Make magic out of a complex and antiquated industry through intense focus on simplification
Go deep into both technical huddles with engineering leaders and strategic discussions with executives
Manage competing priorities with consistency and transparency while clearly articulating product plans and progress across the company
Be the go to product person for senior leadership when they want advice
Identify and measure disruptive areas for the company and drive the execution across teams
Manage, mentor and groom PMs working on similar problems
You’ve worked for 8-10+ years in a product management capacity at a technology-driven organization
You’re an analytical, metrics-driven leader who is deeply empathetic and leads with a user-centered approach
You’ve built, grown, and managed teams of PMs for 3+ years
You’re committed to collaboration and are able to work well with other business units to build iterative solutions that continuously deliver value
You have a proven track record of entering a new space and building expertise rapidly
Your spidey sense enables you to read between the lines and extrapolate ideas which turn into solutions
You are not afraid of getting your hands dirty and are equally comfortable balancing tactical and strategic investments
You have the mental resilience to know that we're just at the start of a long journey in which change is constant
You challenge archaic processes to make them better for consumers by removing friction (aka you live to make complex things simple)
You’re a systems thinker with an understanding that spans all levels of abstraction
You are comfortable in an ever-changing environment and have a passion for successfully navigating ambiguous problem areas
You have exceptional written and verbal communication skills, and have a proven track record of building strong relationships with stakeholders and exec teams
Bonus: You have worked on complex workflow based products, distributed supply chains, marketplace platforms, pricing engines, algorithmic bidding platforms, capital markets products
Bonus: You have a computer science, engineering, operations research, or equivalent technical background
The Better mission is rooted in values that drive us.
We do what’s in the best interest of the consumer, not ourselves
We have growth mindsets, not fixed ones
We believe that success lies in execution, not credentials
We act like owners, not just employees
We work to find answers on our own, not wait for them to be given to us
We optimize for mission, not ego
Our mission speaks for itself—we continue to outpace the industry at every turn. We’ve recently joined forces in partnership with Ally Bank, and our backers have helped build some of the most transformative tech and finance companies in history. Kleiner Perkins, Goldman Sachs, American Express, Citigroup, Activant Capital, Ally Bank, and others have invested in our vision for what homeownership can be.
Better is an equal opportunity employer. We do not discriminate on the basis of race, color, religion or religious creed, sexual orientation, gender, gender identity, marital status, family or parental status, disability, military or veteran status, age, or any other basis protected by law. All employment decisions at Better are based on a person’s merit, business needs, and role requirements.
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